First Time Home Buyers

Young First-Time Buyers Are Saving for Their Dream Homes

Young First-Time Buyers Are Saving for Their Dream Homes | Simplifying The MarketYoung buyers (Millennials & Gen Z) have waited longer than previous generations to enter the housing market for their first home. However, this hasn’t stopped them from dreaming about the home they will eventually buy. Many spend hours searching listings and building Pinterest boards of their favorite home features. According to a survey from Open […]

Young First-Time Buyers Are Saving for Their Dream Homes Read More »

What You Need to Know About Private Mortgage Insurance (PMI)

Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What […]

What You Need to Know About Private Mortgage Insurance (PMI) Read More »

Why Is So Much Paperwork Required to Get a Mortgage?

Why Is so Much Paperwork Required to Get a Mortgage? | Simplifying The MarketWhen buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process […]

Why Is So Much Paperwork Required to Get a Mortgage? Read More »

5 Reasons to Sell Your House This Summer

5 Reasons to Sell Your House This Summer | Simplifying The MarketHere are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in […]

5 Reasons to Sell Your House This Summer Read More »

Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC]

Some Highlights:

If you are planning on listing your house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI).
Minor renovations can go a long way toward improving the quality of your everyday …

Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] Read More »

3 Things to Know in the Housing Market Today!

3 Things to Know in the Housing Market Today! | Simplifying The MarketA lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, […]

3 Things to Know in the Housing Market Today! Read More »

Renting or Owning, What Is Better for You?

¬Renting or Owning, What Is Better for You? | Simplifying The MarketIn a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy […]

Renting or Owning, What Is Better for You? Read More »

2 Myths Holding Back Home Buyers

2 Myths Holding Back Home Buyers | Simplifying The MarketFreddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save […]

2 Myths Holding Back Home Buyers Read More »

What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]

Some Highlights:

The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time.
Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020.
Core…

What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC] Read More »

The Feeling You Get from Owning Your Home

The Feeling You Get from Owning Your Home | Simplifying The MarketWe often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain […]

The Feeling You Get from Owning Your Home Read More »